The USDA changed rules in 2009 that makes millions of Americans eligible for its rural developtment loan programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan many are still able to get a zero down payment home loan.
Do I Qualify for a USDA or Rural Loan?
In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA, rural development loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our experts to see if you qualify.
Zero money down and 100% financing is available
USDA loans come directly from the federal government or from government approved and backed lenders
You can have lower monthly payments with terms up to 38 years
Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend. Please contact us for an exact quote and for more information on fees and terms. Not all borrowers will qualify.